How does PCGS and NGC determine if a coin is needs a scratched details grade? How does this effect value? Does this look like if submitted to NGC or PCGS it would

How does PCGS and NGC determine if a coin is needs a scratched details grade? How does this effect value? Does this look like if submitted to NGC or PCGS it would

How does PCGS and NGC determine if a coin is needs a scratched details grade? How does this effect value? Does this look like if submitted to NGC or PCGS it would

How does PCGS and NGC determine if a coin is needs a scratched details grade? How does this effect value? Does this look like if submitted to NGC or PCGS it would