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How much money you should keep in a CD depends on your individual circumstances. You should save enough money to meet the CD’s minimum requirement to open the account. If you’re saving for a shorter-term goal, deposit enough money to reach that goal, or to hit the goal from interest earned on the CD.
Some CDs require a minimum deposit of $100,000, but these accounts are not for everyone.
Today's top CD rate roundup: March 11, 2024
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